Terms of Use

Effective November 1, 2026

Educational service

NexaCred provides general credit education, credit-report information, and preliminary report-review assistance. Website content is not legal, tax, lending, or financial-planning advice.

No guaranteed results

NexaCred does not guarantee a specific credit-score increase, approval for credit, removal of accurate negative information, or any particular result. Credit outcomes depend on each consumer’s individual history and the information reported by third parties.

Free Credit Checkup

The Free Credit Checkup is a preliminary educational intake. Submitting it does not create a paid credit-repair services contract and does not authorize NexaCred to submit disputes on your behalf.

Accurate information

You agree to provide truthful information. NexaCred will not knowingly assist with false disputes, fabricated identity-theft claims, or misleading statements to a credit bureau, creditor, lender, or other third party.

Credit-report information

Accurate negative information generally cannot be removed simply because it is unfavorable. Any future dispute assistance is intended for information a consumer genuinely believes may be inaccurate, incomplete, or otherwise appropriate to investigate.

Paid services

If NexaCred later offers paid credit-related services, those services will be governed by a separate written agreement and any disclosures or cancellation rights required by applicable law. These website terms do not replace that agreement.

Availability

We may change, suspend, or discontinue website features as the business develops. We may also refuse requests involving misuse, fraud, or unlawful activity.

Contact

Email: nexacredhelp@gmail.com