Available nowFree
Credit Checkup
A quick intake that helps us understand your goal and point you toward the right next step.
Start free →CREDIT REPORT HELP, WITHOUT THE HYPE
Know what’s on your credit report.
Know what to do next.
NexaCred helps you make sense of the information on your reports, figure out what may be worth verifying, and build a practical next-step plan.
No SSN. No credit card. No guaranteed score promises.
HOW IT WORKS
Start simple.
You don’t need to hand over a bunch of sensitive information just to get started. The first step is figuring out what you’re dealing with.
1
Tell us what’s going on
Share your score range, main concern, and what you’re trying to qualify for.
2
We point you in the right direction
If it sounds like utilization, a collection, a late payment, or a possible reporting error, we’ll explain what usually matters and what to verify.
3
Go deeper only if it makes sense
If a full report review would actually help, we’ll tell you. If it wouldn’t, we won’t push it.
SERVICES
What NexaCred will offer.
The free checkup is open now. Paid services stay closed until our consumer agreements and payment flow are ready.
Opening soon$129*
Credit Report Review
A detailed review of the reports you provide, with potential inaccuracies flagged and a personalized action plan. Founding-client spots are opening soon; select “Yes” to professional help in the free checkup to be prioritized.
*Planned introductory price. Charged only when the defined review service is completed and the compliant paid-service flow is live.After review$179*
Dispute Assist
For information you genuinely believe may be inaccurate or incomplete: evidence organization and a personalized dispute package.
*Planned introductory price. Not available for accurate negative information or unsupported claims.FREE CREDIT CHECKUP
What are you trying to fix or prepare for?
Answer a few basic questions and we’ll use them to figure out the most useful next step.
Keep sensitive info out of this form.
Don’t enter your Social Security number, passwords, full account numbers, IDs, or upload a credit report here.
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✓
Got it.
We received your checkup. If you selected “Yes” to professional help, you’ll be prioritized for NexaCred’s founding-client report-review spots when the paid service opens.
FAQ
Before you submit.
Can NexaCred remove anything negative from my report?
No. Accurate negative information generally can’t be removed just because it hurts your score. We focus on understanding the report and investigating information you genuinely believe may be inaccurate or incomplete.
Will the free checkup hurt my credit?
No. The public checkup doesn’t pull your credit and doesn’t create a hard inquiry.
Do I need to upload my credit report?
Not for the free checkup. A secure report-upload process will be added before the paid report-review service opens.
What happens after I submit?
Your answers help us identify whether you mainly need education, a practical credit plan, or a deeper report review. We’ll follow up based on what you submitted.
Do you guarantee a score increase?
No. Credit outcomes depend on the information in your file and how lenders and scoring models evaluate it.